Who it's for
- People who wear glasses or contact lenses
- Families who want routine eye exams for kids
- Anyone whose medical plan doesn't include routine adult vision care
- People who'd like to bundle vision with dental
What it covers
Vision plans commonly include:
- A routine eye exam, often once a year
- An allowance or copay for eyeglass frames and lenses
- An allowance for contact lenses in place of glasses
- Discounts on certain lens options or extra pairs on some plans
Key things to know
Routine vs. medical eye care
Vision plans cover routine eye care. Eye injuries and conditions like glaucoma or cataracts are typically covered by your medical insurance.
Children's vision is an essential health benefit
Pediatric vision care is included in ACA-compliant plans. Adult vision care generally isn't.
Check the provider network
Many vision plans have networks of eye doctors and retailers. Using in-network providers usually gets you the most value.
Allowances and frequency
Plans often set how often you can get new frames or lenses, and how much they'll contribute.
Frequently asked questions
Is vision insurance worth it?
If you have regular eye exams and buy glasses or contacts, a vision plan can help with those costs. Hollen can help you compare what you'd pay with and without a plan.
Does my health insurance cover eye exams?
Children's eye exams are generally covered by ACA plans. Routine adult exams often aren't, unless you add vision coverage.
Can I keep my eye doctor?
Check the plan's network. Hollen can help you look.
This page is general educational information, not a guarantee of coverage, eligibility, or cost. Benefits, availability, and rules vary by plan, carrier, and state. Contact Hollen for details on specific plans.