/* Hollen House Insurance — site styles */
:root{
  --green:#51B368;         /* brand primary */
  --green-dark:#2F7D45;    /* accessible green for text/buttons on white (≈5.2:1) */
  --green-deep:#1F5A30;
  --lime:#C4DB9A;
  --lime-soft:#EEF5E3;
  --ink:#1A1A1A;
  --ink-2:#3D433F;
  --muted:#5B635E;
  --line:#E2E8DF;
  --bg:#FFFFFF;
  --bg-soft:#F7FAF4;
  --radius:14px;
  --shadow:0 6px 24px rgba(26,26,26,.07);
  --max:1160px;
  --font:"Segoe UI",system-ui,-apple-system,Roboto,"Helvetica Neue",Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:var(--green-dark);text-underline-offset:2px}
a:hover{color:var(--green-deep)}
h1,h2,h3,h4{line-height:1.2;margin:0 0 .6em;color:var(--ink);letter-spacing:-.01em}
h1{font-size:clamp(2rem,4.2vw,3.05rem);font-weight:800}
h2{font-size:clamp(1.55rem,2.8vw,2.15rem);font-weight:800}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
ul{padding-left:1.25em}
li{margin:.3em 0}
:focus-visible{outline:3px solid var(--green-dark);outline-offset:2px;border-radius:4px}
.container{max-width:var(--max);margin:0 auto;padding:0 22px}
.narrow{max-width:820px}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:12px;top:-60px;background:var(--ink);color:#fff;padding:10px 16px;border-radius:8px;z-index:100}
.skip-link:focus{top:12px;color:#fff}

/* top bar */
.topbar{background:var(--green);color:var(--ink);font-size:.88rem}
.topbar .container{display:flex;gap:18px;justify-content:space-between;align-items:center;min-height:38px;flex-wrap:wrap}
.topbar a{color:var(--ink);font-weight:700;text-decoration:none}
.topbar a:hover{text-decoration:underline;color:var(--ink)}
.topbar .tb-left{display:flex;gap:18px;flex-wrap:wrap}

/* header */
.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:50}
.site-header .container{display:flex;align-items:center;justify-content:space-between;min-height:78px;gap:16px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--ink)}
.brand img{width:62px;height:auto}
.brand-text{display:flex;flex-direction:column;line-height:1.05}
.brand-text .bt1{font-weight:800;font-size:1.22rem;letter-spacing:.06em;text-transform:uppercase}
.brand-text .bt2{font-size:.72rem;letter-spacing:.42em;text-transform:uppercase;color:var(--ink-2);margin-top:4px}
.nav{display:flex;align-items:center}
.nav>ul{list-style:none;margin:0;padding:0;display:flex;align-items:center;gap:2px}
.nav>ul>li{position:relative;margin:0}
.nav a.navlink,.nav button.navlink{display:block;padding:10px 12px;border-radius:8px;color:var(--ink);text-decoration:none;font-weight:600;font-size:.98rem;background:none;border:0;font-family:inherit;cursor:pointer}
.nav a.navlink:hover,.nav button.navlink:hover{background:var(--lime-soft);color:var(--green-deep)}
.nav a[aria-current="page"],.nav .is-active>.navlink{color:var(--green-dark);box-shadow:inset 0 -3px 0 var(--green)}
.nav .caret{display:inline-block;margin-left:4px;transition:transform .2s;font-size:.75em}
.nav .btn{margin-left:8px}
.dropdown{position:absolute;left:0;top:100%;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);padding:14px;min-width:560px;display:none;z-index:60}
.has-dd:hover .dropdown,.has-dd:focus-within .dropdown,.has-dd.open .dropdown{display:block}
.has-dd.open .caret{transform:rotate(180deg)}
.dropdown .dd-head{display:flex;gap:10px;padding:0 6px 10px;border-bottom:1px solid var(--line);margin-bottom:8px;flex-wrap:wrap}
.dropdown .dd-head a{font-weight:700;text-decoration:none;color:var(--green-dark);padding:4px 6px;border-radius:6px}
.dropdown ul{list-style:none;margin:0;padding:0;columns:2;column-gap:10px}
.dropdown li{margin:0;break-inside:avoid}
.dropdown li a{display:block;padding:7px 8px;border-radius:7px;color:var(--ink);text-decoration:none;font-size:.95rem}
.dropdown a:hover{background:var(--lime-soft);color:var(--green-deep)}
.menu-toggle{display:none;background:none;border:2px solid var(--line);border-radius:10px;padding:8px 12px;font:inherit;font-weight:700;cursor:pointer;color:var(--ink)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;font-size:1rem;line-height:1.2;cursor:pointer;font-family:inherit;transition:background .15s,transform .15s}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--green-dark);color:#fff}
.btn-primary:hover{background:var(--green-deep);color:#fff}
.btn-brand{background:var(--green);color:var(--ink)}
.btn-brand:hover{background:#45a35c;color:var(--ink)}
.btn-outline{border-color:var(--green-dark);color:var(--green-dark);background:#fff}
.btn-outline:hover{background:var(--lime-soft);color:var(--green-deep)}
.btn-ghost{background:#fff;color:var(--ink);border-color:var(--ink)}
.btn-sm{padding:9px 16px;font-size:.92rem}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}

/* sections */
section{padding:72px 0}
.section-soft{background:var(--bg-soft)}
.section-lime{background:var(--lime-soft)}
.eyebrow{display:inline-block;font-size:.8rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--green-dark);margin-bottom:10px}
.lead{font-size:1.15rem;color:var(--ink-2)}
.section-head{max-width:720px;margin-bottom:36px}
.center{text-align:center;margin-left:auto;margin-right:auto}

/* hero */
.hero{background:linear-gradient(180deg,#fff 0%,var(--lime-soft) 100%);padding:64px 0 72px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-180px;top:-140px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle,rgba(81,179,104,.22),rgba(196,219,154,.0) 70%);pointer-events:none}
.hero .container{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center;position:relative;z-index:1}
.hero h1 span{color:var(--green-dark)}
.hero-card{background:#fff;border-radius:24px;box-shadow:var(--shadow);padding:28px;border-top:8px solid var(--green)}
.hero-card img{width:100%;max-width:380px;margin:0 auto}
.hero-tag{text-align:center;margin:10px 0 0;font-weight:700;letter-spacing:.08em;color:var(--ink-2);font-size:.9rem}
.trust{display:flex;flex-wrap:wrap;gap:10px 22px;margin-top:26px;padding:0;list-style:none;color:var(--ink-2);font-weight:600;font-size:.95rem}
.trust li{display:flex;align-items:center;gap:8px;margin:0}
.trust svg{flex:none;color:var(--green-dark)}

.page-hero{background:linear-gradient(180deg,var(--lime-soft),#fff);padding:46px 0 40px;border-bottom:1px solid var(--line)}
.page-hero h1{margin-bottom:.35em}
.page-hero .lead{max-width:760px;margin:0}
.breadcrumb{font-size:.9rem;margin-bottom:14px;color:var(--muted)}
.breadcrumb ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px}
.breadcrumb li{margin:0}
.breadcrumb li+li::before{content:"›";margin-right:6px;color:var(--muted)}

/* cards */
.grid{display:grid;gap:20px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 1px 2px rgba(0,0,0,.03);display:flex;flex-direction:column}
.card h3{margin-bottom:.4em}
.card p{color:var(--ink-2);margin-bottom:.8em;font-size:.97rem}
.card .more{margin-top:auto;font-weight:700;text-decoration:none}
.card .more::after{content:" →"}
a.card{text-decoration:none;color:inherit;transition:border-color .15s,transform .15s,box-shadow .15s}
a.card:hover{border-color:var(--green);transform:translateY(-2px);box-shadow:var(--shadow);color:inherit}
.icon{width:48px;height:48px;border-radius:12px;background:var(--lime-soft);color:var(--green-dark);display:flex;align-items:center;justify-content:center;margin-bottom:14px;flex:none}
.icon svg{width:26px;height:26px}

.steps{counter-reset:step}
.step{position:relative;padding-top:56px}
.step::before{counter-increment:step;content:counter(step);position:absolute;top:20px;left:24px;width:40px;height:40px;border-radius:50%;background:var(--green);color:var(--ink);font-weight:800;display:flex;align-items:center;justify-content:center;font-size:1.1rem}
.step{padding-top:76px}

/* about */
.about{display:grid;grid-template-columns:240px 1fr;gap:40px;align-items:start}
.about-photo{border-radius:18px;overflow:hidden;border:6px solid #fff;box-shadow:var(--shadow);background:#fff;max-width:240px}
.about-photo img{width:100%}
.about-sign{font-weight:800;margin-top:1.2em}
.about-sign span{display:block;font-weight:600;color:var(--muted)}

/* carriers */
.carriers{display:grid;grid-template-columns:repeat(7,1fr);gap:14px;list-style:none;padding:0;margin:0}
.carriers li{margin:0;background:#fff;border:1px solid var(--line);border-radius:12px;height:100px;display:flex;align-items:center;justify-content:center;padding:14px 18px}
.carriers img{max-height:46px;max-width:100%;width:auto;object-fit:contain}
.carriers img.square{max-height:60px}
.carriers img.tall{max-height:62px}
.carriers img.sm{max-height:40px}
.carriers .text-tile{flex-direction:column;text-align:center;font-weight:800;color:#0B4F9C;line-height:1.2;font-size:.98rem}
.carriers .text-tile small{display:block;font-weight:600;color:var(--muted);font-size:.74rem;margin-top:4px}
.fineprint{font-size:.86rem;color:var(--muted);margin-top:16px}

/* states */
.states{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:0}
.states li{margin:0;background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 14px;font-weight:600;font-size:.95rem}
.states li.res{background:var(--green);border-color:var(--green)}

/* callouts */
.callout{border-radius:var(--radius);padding:22px 24px;margin:24px 0;background:var(--lime-soft);border-left:6px solid var(--green)}
.callout h2,.callout h3{font-size:1.15rem;margin-bottom:.4em}
.callout p:last-child{margin-bottom:0}
.callout.warn{background:#FFF7E6;border-left-color:#C77D00}
.callout.disclaimer{background:#fff;border:2px solid var(--ink);border-left-width:6px}
mark.placeholder{background:#FFE14D;color:var(--ink);font-weight:800;padding:0 4px;border-radius:3px;outline:2px dashed #B38F00}
.draft-banner{background:#FFE14D;color:var(--ink);padding:12px 16px;border-radius:10px;font-weight:700;margin-bottom:22px;border:2px dashed #B38F00}

/* content pages */
.content{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}
.prose h2{margin-top:1.6em}
.prose h2:first-child{margin-top:0}
.prose ul li::marker{color:var(--green-dark)}
.checklist{list-style:none;padding:0}
.checklist li{padding-left:30px;position:relative}
.checklist li::before{content:"";position:absolute;left:0;top:.38em;width:18px;height:18px;border-radius:50%;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231A1A1A' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center/12px no-repeat}
.sidebar{position:sticky;top:100px;display:flex;flex-direction:column;gap:18px}
.side-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.side-card.cta{border-top:6px solid var(--green)}
.side-card h2{font-size:1.15rem}
.side-card ul{list-style:none;padding:0;margin:0}
.side-card li{margin:0;border-bottom:1px solid var(--line)}
.side-card li:last-child{border-bottom:0}
.side-card li a{display:block;padding:8px 2px;text-decoration:none;color:var(--ink);font-size:.95rem}
.side-card li a:hover,.side-card li a[aria-current="page"]{color:var(--green-dark);font-weight:700}
.side-card .btn{width:100%;margin-top:10px}

/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px;padding:0 18px}
.faq summary{cursor:pointer;font-weight:700;padding:16px 28px 16px 0;list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:12px;font-size:1.4rem;color:var(--green-dark);font-weight:800}
.faq details[open] summary::after{content:"−"}
.faq details p{color:var(--ink-2)}

/* CTA band */
.cta-band{background:var(--green);color:var(--ink);padding:56px 0}
.cta-band .container{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.cta-band h2{margin:0 0 .25em}
.cta-band p{margin:0;font-size:1.08rem}
.cta-band .btn-row{margin-top:0}
.cta-band .btn-primary{background:var(--ink);color:#fff}
.cta-band .btn-primary:hover{background:#000}

/* forms */
.form-wrap{display:grid;grid-template-columns:1fr 340px;gap:44px;align-items:start}
form.hhi-form{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:var(--shadow)}
fieldset{border:0;padding:0;margin:0 0 22px}
legend{font-weight:800;font-size:1.08rem;margin-bottom:12px;padding:0}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:flex;flex-direction:column;gap:6px}
.field.full{grid-column:1/-1}
label{font-weight:600;font-size:.95rem}
.req{color:#B3261E;font-weight:800}
input[type=text],input[type=email],input[type=tel],input[type=number],select,textarea{font:inherit;font-size:1rem;padding:11px 13px;border:1.5px solid #B9C4BC;border-radius:10px;background:#fff;color:var(--ink);width:100%}
input:focus,select:focus,textarea:focus{border-color:var(--green-dark);outline:3px solid rgba(81,179,104,.35);outline-offset:0}
textarea{min-height:110px;resize:vertical}
.hint{font-size:.85rem;color:var(--muted);font-weight:400}
.checks{display:grid;grid-template-columns:repeat(2,1fr);gap:8px 16px}
.check{display:flex;align-items:flex-start;gap:10px;font-weight:500}
.check input{width:20px;height:20px;margin-top:3px;accent-color:var(--green-dark);flex:none}
.consent{background:var(--bg-soft);border:1px solid var(--line);border-radius:12px;padding:16px 18px;font-size:.9rem;color:var(--ink-2)}
.consent .check{font-weight:500}
.medicare-note{display:block;background:var(--lime-soft);border-left:5px solid var(--green);padding:12px 16px;border-radius:8px;font-size:.92rem;margin-top:14px}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.form-actions{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-top:6px}

/* calendly */
.calendly-box{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:var(--shadow)}
.calendly-inline-widget{min-width:300px;height:760px}

/* footer */
.site-footer{background:#141714;color:#D6DDD7;font-size:.95rem;border-top:8px solid var(--green)}
.site-footer a{color:#fff}
.site-footer a:hover{color:var(--lime)}
.footer-top{display:grid;grid-template-columns:1.25fr 1fr 1fr 1.2fr;gap:36px;padding:54px 0 34px}
.footer-logo{background:#fff;border-radius:14px;padding:14px;display:inline-block;margin-bottom:14px}
.footer-logo img{width:150px}
.site-footer h2{font-size:.9rem;letter-spacing:.12em;text-transform:uppercase;color:var(--lime);margin-bottom:12px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin:0 0 7px}
.site-footer .tagline{color:var(--lime);font-weight:700;letter-spacing:.04em}
.footer-legal{border-top:1px solid #2C332D;padding:26px 0 34px;font-size:.86rem;color:#B9C2BB}
.footer-legal p{margin-bottom:.8em}
.footer-legal .tpmo{background:#1E231F;border:1px solid #39423A;border-radius:10px;padding:14px 16px;color:#E8EDE9}
.footer-legal mark.placeholder{outline-color:#FFE14D}
.footer-bottom{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-top:14px}
.footer-bottom ul{display:flex;gap:16px}

/* misc */
.pill{display:inline-block;background:var(--lime);color:var(--ink);font-weight:700;font-size:.8rem;padding:3px 10px;border-radius:999px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center}
.contact-list{list-style:none;padding:0;margin:0}
.contact-list li{display:flex;gap:12px;align-items:flex-start;margin-bottom:14px}
.contact-list .icon{width:40px;height:40px;margin:0}
.contact-list .icon svg{width:20px;height:20px}
.table-wrap{overflow-x:auto}
table.compare{width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;font-size:.95rem}
table.compare th,table.compare td{padding:12px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
table.compare thead th{background:var(--lime-soft)}

@media (max-width:1060px){
  .nav>ul{gap:0}
  .nav a.navlink,.nav button.navlink{padding:10px 8px;font-size:.93rem}
  .footer-top{grid-template-columns:1fr 1fr}
}
@media (max-width:960px){
  .menu-toggle{display:inline-flex}
  .nav{position:fixed;inset:0 0 0 auto;width:min(380px,92vw);background:#fff;box-shadow:-10px 0 40px rgba(0,0,0,.15);transform:translateX(105%);transition:transform .25s;flex-direction:column;align-items:stretch;padding:84px 20px 30px;overflow-y:auto;z-index:70;visibility:hidden}
  .nav.open{transform:none;visibility:visible}
  .nav>ul{flex-direction:column;align-items:stretch}
  .nav a.navlink,.nav button.navlink{width:100%;text-align:left;padding:13px 10px;font-size:1.05rem}
  .nav .btn{margin:14px 0 0}
  .dropdown{position:static;display:none;min-width:0;box-shadow:none;border:0;padding:0 0 8px 12px}
  .has-dd:hover .dropdown,.has-dd:focus-within .dropdown{display:none}
  .has-dd.open .dropdown{display:block}
  .dropdown ul{columns:1}
  .nav-close{position:absolute;top:20px;right:20px}
  .hero .container,.split,.content,.form-wrap{grid-template-columns:1fr}
  .hero-card{max-width:420px}
  .sidebar{position:static}
  .grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}
  .carriers{grid-template-columns:repeat(3,1fr)}
}
@media (min-width:961px){.nav-close{display:none}}
@media (max-width:640px){
  body{font-size:16px}
  section{padding:52px 0}
  .grid-3,.grid-4,.grid-2,.fields,.checks{grid-template-columns:1fr}
  .about{grid-template-columns:1fr}
  .about-photo{max-width:200px}
  .footer-top{grid-template-columns:1fr}
  .topbar .tb-right,.topbar .tb-email{display:none}
  .brand img{width:50px}
  .brand-text .bt1{font-size:1.02rem}
  .brand-text .bt2{font-size:.62rem;letter-spacing:.32em}
  form.hhi-form{padding:20px}
  .btn-row .btn{width:100%}
  .calendly-inline-widget{height:1000px}
  .carriers{grid-template-columns:repeat(2,1fr)}
}
body.nav-open{overflow:hidden}
.scrim{display:none}
body.nav-open .scrim{display:block;position:fixed;inset:0;background:rgba(0,0,0,.35);z-index:60}
@media print{.topbar,.site-header,.cta-band,.sidebar{display:none}}
body.nav-open .site-header{z-index:80}
[hidden]{display:none!important}
.form-wrap>*,.content>*,.split>*,.hero .container>*{min-width:0}